What can an Uber passenger do if they are injured in a car accident? The answer is not nearly as easy as getting an Uber ride.
First thing you should do if you are in an accident with an Uber or Lyft driver in Miami is call an attorney. Why? Because the insurance questions for Uber and Lyft remain unanswered. In fact, a lawsuit was filed by taxi companies against the Florida Department of Highway Safety and Motor Vehicles (FDHSMV) to force the state to answer questions about the minimum insurance requirements for Transportation Network Companies (TCNs). In a Sept. 17 order, Judge George S. Reynolds III of the Second Judicial Circuit Court for Leon County said the state agency must respond within 40 days to a complaint filed by two Florida taxi companies.
In short, most TCNs have one million dollars in coverage while the driver is connected to the app. But that coverage only applies after the driver’s personal auto insurance is used. The problem is most personal auto insurance exclude coverage for accidents that occur when their policyholder are “driving for profit”. It will take an experienced attorney to find the correct source for compensation of your medical expenses, loss of income and injuries.
In 2013, the family of a six year old girl killed by an Uber driver filed a lawsuit because Uber denied that the driver was covered since he did not have a passenger at the time of the accident. There may also be gaps in coverage leaving an injured Uber or Lyft passenger without coverage for medical bills or underinsured motorists. If you or your loved one are in an accident with an Uber, Lyft or other TCN driver, your road to recovery will be complicated. That is why you may need an attorney to guide you.
Wolfson & Leon is a Miami personal injury law firm located in Miami, Florida that practices entirely in the field of all types of accident, injury, and wrongful death cases. The firm routinely accepts trial referrals. It is a boutique law firm that represents clients, giving them the utmost personal attention. Wolfson lawyers help clients in all parts of their cases from the date of the accident to trial and appeals. Call us for a free evaluation.